a savings plan designed to help set aside funds for future college costs. 8. a bill that is paid regularly; amount remains the same each time. Savings The ability of a customer to obtain goods or services before payment, based on the trust that payment will be made in the future. by . Answers are included. Description. It is a fun activity to complete individually or in teams. Hilar. cherryblossomlover. 7. Gravity. Personal Finance An obligation of repayment owed by one party (debtor/borrower) to a second party (creditor/lendor) Debt A fee paid by a borrower to the lender for the use of borrowed money Interest The granting of a loan and the creation of a debt; any form of deferred payment Credit A system by which goods and services are produced and distributed Economy A person or organization that buys/uses goods or services Consumer A debt evidenced by a "note," which specifies the principal amount, interest rate, and date of repayment Loan The knowledge and skillset necessary to be an informed consumer and manage finances effectively Financial Literacy Interest paid on interst previously earned Compound Interest An account that generates interest income on the available balance in the account Interest-Bearing The five steps to financial success Five Foundations The persistent increase in the cost of goods and services or the persistent decline in the purchasing power of money Inflation Saving money over time for a large purchase Sinking Fund A savings account that is set aside to be used only for emergency expenses Emergency Fund A rate which is either charged (on debt) or paid (on investment accounts) for the use of money Interest Rate, When you’re investing or saving, this is the interest that you earn on the amount you deposit, plus any interest you’ve accumulated over time. Minimum Payment A banking service that allows you to link your checking account to your credit card; protects you from overdraft penalties or bounced checks in the case of insufficient funds. STUDY. financecharge Consumers or businesses seek legal assistance when bills cannot be paid. Across 3. Created Nov 11, 2016. Ages: 8+ Simple words to describe the core … Print the downloadables and s olve them by reading the clues and filling in the correct answer on the corresponding number, either horizontally or vertically. Annual Percentage Rate for interest paid on a card. Type Crossword Puzzle. Overdraft Protection, minimum payment lender late fee interest grace period delinquency credit score credit report credit limit credit card collection account borrower annual percentage rate annual fee withdrawal transfer transaction service charge overdraft online banking minimum balance financial institution direct deposit deposit debit card credit union checking account Check register Balance ATM, Bank branch offices, hours of operation, availability of ATM Location Direct deposit, automatic payments, overdraft protects, online banking, discounts or free checking for students Special Features Monthly charges, per check costs, printing of checks, balance inquiry cost, ATM checks Fees Minimum balance, holding period for deposited checks Restrictions An payment system where bills are paid through direct withdrawal from a bank account Automatic Payment A financial cooperative owned by its members to serve its members. Personal Finance Vocabulary Exercises. AGI A person who is financially dependent on your income, typically a child or an adult relative you may support. PLAY. 12. DOWNLOAD THE ANSWER SHEETS . Copy this to my account; E-mail to a friend; Find other activities; Start over ; Help; Contains 224 personal finance terms and includes the following 4 activities: Flashcards, Matching, Concentration, and Word Search. APY. ARM An account held by an impartial third party on behalf of two parties in a transaction. networth The process by which you choose what proportion of your portfolio you’d like to dedicate to various asset classes, based on your goals, personal risk tolerance and time horizon. 9 Act to reduce the international value of a currency . Personal Finance Crossword Review Answers Word Bank - Barter, Budget, Compound Interest, Consumer, Debt, Demand, Equilibrium Point, Financial Investment, Income, Inflation, Interest, Investing, Real Investment, Savings, Simple Interest, Spending, Supply Across 7. Stocks This is the process of paying off your debt in regular installments over a fixed period of time. Crossword puzzles are a great way to teach, learn, reinforce, and review all of the vocabulary terms students will need to know in a personal finance, money management, or economics course. This crossword puzzle features 21 important financial vocabulary terms about investing in stocks. 529 Plan the yearly interest rate charged on outstanding outstanding credit card balances. income before you pay taxes. Learn. This is a Finance vocabulary Crossword Puzzle and Word Search that is suitable for introducing key words to learners. Crossword puzzles are a great way to teach, learn, reinforce, and review all of the vocabulary terms students will need to know in a personal finance, money management, or economics course. Create your own Crossword Puzzle for Free. take money out of the bank. Terms in this set (29) checking. Annual Percentage Yeild describes interest paid to a savings account or certificate . Created by. Take action. Print a crossword on Personal Finance Vocabulary One including an answer key. 19. someone you owe money to; they give you credit. Gravity. Personal Finance Crossword Puzzle. Personal Finance Crossword. It offers the same financial services as a bank Credit Union Allow customers to get cash and conduct banking transactions ATM An account that allows you to deposit money and write checks on that account. A really fun way to review vocabulary at the end of the lesson or the week is to mix up the letters of each word. Closing Insurance protecting the lender is known as a _____________ policy Lenders We use the borrowers __________ income to qualify them for a loan gross FHLB stands for _____________ Home Loan Bank Federal Intergrated Disclosure regulation that went into effect October 3rd, 2015 TRID Computer generated loan underwriting system AUS An ___________ account is set up to pay taxes and insurance on a yearly basis Escrow Right of _____________ gives a borrower 3 days to decide if they wish to continue with a loan Rescission A Mortgage _____________ is in charge of receiving payments, paying taxes and insurance, etc. Print copies for an entire class. FICOscore The difference between your assets and liabilities. A negative balance of money. Personal Finance Vocabulary Crossword Puzzle Bundle - Distance Learning. The amount is transferred immediately. Currency Borrow (a sum of money or item of property). Personal finance: Everything that relates to your individual financial outlook, including budgeting, savings, debts, investments, and basic money management. Credit limit A financial institution's evaluation of an individual's ability to manage debt. 3. how much you owe: 5. amounts that you've already committed to pay Part II: Warm-up . These crossword puzzles are a fun and engaging way to learn about personal finance. Itemizeddeduction A type of policy that provides additional liability coverage beyond what your home, auto or boat insurance may provide. Add, edit, delete clues, and customize this puzzle. DOWNLOAD THE CROSSWORD PUZZLES. A man (or woman) who works in a bank. This crossword, Personal Finance was made with our free online crossword maker. CreditcardBalance A place where you can keep your money safe Bankaccount When you don't pay bills on time Badcredit When you pay your bills on time Goodcredit A contractual agreement in which a borrower receives something of value now and agrees to repay the lender at some later date. Credit, The once-a-year cost of owning a credit card. AFTER YOU READ, check your understanding through Fact and Idea Review, Critical Thinking Questions, an Extension Activity, and a Research Activity. Can be used for ESL, Workplace Training or general English. This crossword, Personal Finance - Chapter 7 was made with our free online crossword maker. It is supplied as a pdf and a word document in case you want to edit the descriptions to suit your needs. Match. It is a fun activity to complete individually or in teams. This crossword, Personal Finance- Obj. Balance A reporting agency that collects information on consumer credit usage. borrowed money that you pay back at a regular interval. Today, you can buy items using your computer, smart phone, or by going to a store. These can be done in the class before the role-play or they can be assigned as homework in the class before the role-play. It addresses the ways in which individuals or families obtain, budget, save, and spend monetary resources over time, taking into account various financial risks and future life events. PLAY. Start studying Unit 9: Financial Literacy - Personal Finance Basics. Credit When a person you work for or your boss pays you not in cash Check A price that one has to pay Bill When you put money or a check into your acount deposit The record of use of debt. Test. Compound Interest comparing the cost of two or more goods or services to find the best value. A B; 401(k)/403(b) plans: Popular types of defined-contribution retirement plans. Loan Expend money with the expectation of achieving a profit or material result by putting it into financial schemes, shares, or property, or by using it to develop a commercial venture. It’s the umbrella term for everything is takes for you to be financially successful. Introductory Rate The lowest amount of money that you are required to pay on your credit card statement each month in order to keep the account in good standing. STUDY. Income Pay out (money) in buying or hiring goods and services. Flashcards. Your pocket guide to understanding financial terms Financial Literacy Programme A NALA/EBS Partnership Stock Market & Finance vocabulary games, Stock Market & Finance vocabulary puzzles - a free resource used in over 40,000 schools to enhance vocabulary mastery … The bank pays interest in exchange for the use of the money in the account Savings Account Business done with a bank, including deposits, and withdrawals Transaction A bank employee who performs banking services for the public, such as cashing checks and accepting deposits Teller, person or organization that uses a product or service consumer form of deferred payment credit obligation of repayment owed by one party debt system which goods are produced and distributed economy to be an informed consumer; Financial... literacy fee paid by a borrower to the lender interest a debt evidenced by a “note” loan decisions made by an individual regarding their money personal finance anything owned by an individual assets earnings from work or investments income state of being obligated according to law liabilites delayed gratification discipline detailed proposal for doing or achieving something plan currency and coin that are legal tender by government money a written cash flow plan budget an insistent request made as if by right demand dividing money a person invests between several types of investments. Solve the vocabulary crossword puzzles for: Personal Finance . Activités éducatives (Mots Croisés): Estate Planning Crossword (vocabulary - practice - personal finance) - Estate Planning vocabulary review for Personal Finance a savings plan designed to help set aside funds for future college costs. Gravity. Fair Credit Billing Act a federal agency established in 1914 that administers consumer protection legislation. Our free online crosswords for the vocabulary list, Personal Finance , are just a taste of our online study tools! Assetallocation Commonly referred to as fixed-income securities. Personal Finance Chapters 1 and 2 Crossword. Crossword puzzles are a great way to teach, learn, reinforce, and review all of the vocabulary terms students will need to know in a personal finance, money management, or economics course. Answers are included. Defined-benefit plans Companies often use these as management incentives. market. Feel free to download and print the pdf, if it’s easier. Personal finance is the application of the principles of finance to the monetary decisions of an individual or family. Annual Fee The yearly interest rate charged on outstanding credit card balances. Personal Finance Vocabulary. STUDY. Saving. a bank employee. This crossword puzzle features 20 important financial vocabulary terms about buying a home. diversification quality of an asset that permits it to be converted quickly into cash without loss of value liquidity payment or concession to stimulate greater output or investment incentive obligates the borrower to make a predetermined series of payments mortgage interest paid (daily, monthly and annually) on interest previously earned compound interest $500 in readily available cash for emergencies only; the goal of the First Foundation emergency fund percentage paid to a lender for the use of borrowed money; percentage earned on invested principle interest rate the 5 steps to financial success five foundations saving money over time for a large purchase sinking fund a persistent rise in the price of goods and services inflation recurrent fluctuation in the total business activity of a country business cycle an accumulated stock of wealth, whether in money of property capital to bargain or exchange in trade barter an agreement between two or more parties that limits the action or inaction of each party contract a specified sum of money covered for by the patient’s insurance copayment person or firm to whom money is due creditor investment in stocks, property, or other ventures in hopes of gaining speculation not having enough paid work or not doing work that makes full use of their skills and abilities underemployed a sum of money paid to a patentee for the use of a patent royalty a thing that is wanted or required need income, especially from a company or organization of a substantial nature revenue give, put, or send (something) back to a place or person return the degree of wealth and material comfort available standard of living a U.S. government agency responsible for collecting taxes and enforcing tax laws IRS. 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