There are many special discounts that are available to retirees. Seniors are offered discounts at most service providers, retailers, restaurants, parks, on public transport and at hotels. But you won’t get these discounts unless YOU ASK for them. This is why we have developed 12 Discounts Seniors Didn’t Know They Could Get.
Simply ask, “Do you offer a senior discount?” and see how much save. It costs nothing and the worst case scenario is that they say no. You’ll be able to save money every time you find yourself reaching for your wallet or purse. Here is a list of 12 Discounts Seniors Didn’t Know They Could Get them in 2018. Not only can you read about them here, you can click the links provided if you want to take advantage of these special discounts.
Here are 12 things to do immediately that will reduce your living expenses, home maintenance costs and allow you access to some exciting deals and experiences. You can read about them and click any of the links provided for more information. We now include 3 new bonus tips at the bottom of the list! Feel free to comment below if you have any thoughts, feedback or discounts we haven’t included!
1: Never Pay For Home Repairs Again
Many homeowners don’t have the extra cash to shell out for repairs when something in the house breaks. You most likely have homeowners insurance right? But what about if your washing machine of 10 years breaks down? Or your dryer just stops working one day? Homeowner insurance won’t cover those repairs. That’s why getting setup with a Home Warranty Program can actually end up saving you a lot of money in the long run.
You count on your dishwasher, refrigerator, heat and air every day. But eventually they will all die…and they could leave you with a huge bill that homeowner’s insurance won’t cover. Be sure components of your home systems and appliances are protected from covered breakdowns with our nationwide network of more than 14,000 contractors. After all, we’ve been helping to protect homes for over 45 years. Celebrate over 45 years of excellence with $45 off an American Home Shield Warranty.
2. Save on Life Insurance
Unfortunately, as our age increases so do our premiums for life insurance. In fact, typically the premium amount rises 8-10% for every year of age. For senior citizens, rising life insurance policy costs can add up significantly. Many senior citizens also have a hard time qualifying for a new policy once they reach a certain age. The best way to get the cheapest life insurance policy possible is to compare quotes from multiple carriers in much the same way you would do with car insurance, or cell phone plans. Luckily, there’s a new website called National Family Assurance that will automatically use your information to find you the best life insurance policy for your needs at much lower prices. $500,000 in coverage for only $1 a day – Approved up to age 85!
3. Great offers on iPhones, Wireless Plans and TV from AT&T
Big communication companies are battling it out for your business and that’s when you, the savvy consumer, can take advantage! We have worked to provide you with a few incredible and exclusive offers to the senios who visit HomeownerOffers.com. For a limited time, AT&T is offering $100 in Visa Rewards for every new phone line added. This can be for existing customers or new customers. Thinking of adding a new line? Now is the time! If you are with Verizon and want to switch your 4 phones to The Nation’s Largest & Most Reliable Network, you can get $400 in Visa Rewards!
If you add DIRECTV your savings multiply with an additional $100 Visa Reward, $15 savings every month to your DIRECTV bill and HBO free for life! This can save you thousands a year and provide you better service and reliability. No matter what it’s always a good idea to learn more and see what they can do for you. We have worked together to ensure a non-pushy, free consultation to evaluate your needs and try and find a solution that best suits you.
Do yourself a favor and visit the site for a clear understanding of all that is available, including a promotion for buy one iPhone8, get one free!
4. ADT Is Offering Seniors an $850+ Discount on a Home Security System
This money saving idea is also for senior homeowners, so if you’re a renter you can skip this one. Did you know that homes without security systems are 2.5 times more likely to be targeted by burglars and intruders? But installing a home alarm system isn’t just to stop burglars and intruders, it can also save you big money year after year. A house alarm will save you money on your homeowners insurance policy (which is generally mandatory if you own a home). In fact, on average installing a home alarm system will give homeowners a 10-20% discount on their insurance by having a high functioning home alarm system installed.
The good news is that these home alarm companies are pretty desperate for customers at the moment so you can get a good deal. For instance, one of the best alarm system companies – ADT is currently offering over $850 in free equipment plus a $100 Visa gift card with $99 Installation and purchase of monthly monitoring service. That means between the equipment, gift card and home insurance discount you basically get peace of mind and $1,100 in value.
It’s also really important seniors have a high functioning alarm system installed so that they can get medical aid in the case of a life threatening emergency, especially for those who live alone.
5. Consolidate All Your Existing Debt Into One Simple Payment
Stepping into retirement can be pretty daunting. Doing it with existing unsecured debts can make it even more of a challenge. Debt consolidation is the process of combining all your unsecured debts into a single monthly payment. Generally this allows for much lower payments on a monthly basis than the sum total of the separate debts – making life a lot more manageable.
The likelihood in these circumstances of reducing interest rates is very high, and there are many firms out there who will walk you through the process making it simple and painless. If you have more than $10,000 in debt, then this is something you should do right away. You can get the best quote to consolidate all your unsecured debt by clicking the link below.
6. Negotiate A Better Mortgage Rate With HARP
If you’re a homeowner born before 1985 and you want to save yourself thousands of dollars this year, there’s a government program that you might be able to take advantage of called HARP. The Home Affordable Refinance Plan (HARP) could help hundreds of thousands of Americans reduce their monthly payments by as much as $3,500 in their first year. The program was set to expire in 2017 but has been extended to 2018 for the time being. In order to qualify for HARP you’ll need good or excellent credit, so if you don’t have a very good credit rating then this probably isn’t for you. If lowering your payments, paying off your mortgage faster, and having an extra $290 a month in HARP savings would help you, then this could be the easiest money savings tip you take. You can visit LendingTree Mortgage Refi to learn more information. Simply click the link, click on Refinance and answer the questions to the best of your ability.
7. Go Shopping
Banana Republic, Kohl’s, Marshall’s and Stein Mart
You might be surprised to learn that a lot of trendy shops give a senior citizens discount. At Banana Republic, if you over 50-years old you can get a 10% discount at stores, simply by asking for it.
At Kohl’s on Wednesdays, over 60s can get 15% off. On Tuesdays, outlet stores Marshall’s, Ross will offer up a 10% discount for seniors – though the exact age is determined by each store.
Walgreens hold a “Seniors Day” once a month too – which varies by location. Discounts of 20% are available for Rewards card members that are over 55 years old in store, and if you’re shopping online you can get a 10% price reduction.
If you are 62 or older, you can get a 10% discount every Tuesday and Wednesday at Dress Barn. And that’s not all, Stein Mart are treating over 55s with their clearance offer. On the first Monday of each month, you can get an extra 20% discount on clearance items. Goodwill gives 10%-20% discounts varying by store.
Just remember to check with the specific store in your area, as discounts might vary and change without notice.
To keep things relevant with Homeowner Offers, you can check out Houzz for major discounts on home furnishings. As they say, go to Houzz to get inspired, shop products and find pros for all your home needs!
8.Getting Cruise Deals
Carnival Cruises, Royal Caribbean, Costa Cruises, Cruise Direct, there are hundreds of amazing cruises at great prices to be found online.
Is there any better way to celebrate life than to venture out at sea? Cruises are wonderful with their all-inclusive travel options where you get to sit back, have a drink or two for free, soak up the midday sun and enjoy some high-class cuisine along with various live music performances.
Cruise lines offer a huge variety of discounts for senior citizens, and this includes some of the most well-known companies like Carnival Cruises and Royal Caribbean, offering exclusive deals to citizens over the age of 55. You will be able to get a cruise deal anywhere in the world, be it the Caribbean or even the icy Alaska. You can visit CruiseDirect to search all the major cruise lines. They will get you the best deal and allow you to search when, where and for how long you want to get-a-way!
9. Take a Trip to the Movies
AMC Theaters, Regal Cinemas, Alamo Drafthouse Cinemas & CineMagic
It’s lovely to visit the cinema every so often. Lots of theaters offer a senior discount too. AMC Theaters offer a generous 30% discount to over 60s. While Regal Cinemas are going one better and will give you 35% off if you are 60 and over. With the money you’re saving you can treat the grandchildren and get a bag of candies to eat while you all enjoy the movie.
Georgia Theater Company offer varying senior discounts, depending on location and showtime, so be sure to visit their website for more information. If you’re over 60, you can get into weekday shows before 2pm for $6 at Alamo Drafthouse Cinemas, get $1 or $2 off at B&B Theaters and $2 off all evening shows at Celebration Cinemas. Fridley Theaters offer a Bargain Day every Tuesday for all ages – why not take the grand kids?
And at Marcus Theaters seniors can watch matinees for just $5 on Fridays before 5:30 p.m. Showcase Cinemas offer discounted ticket price on Senior Wednesdays at all locations (except Showcase Superlux), and various discounts for popcorn and a soda. If you’re over 65, you can get a discount of between 10%-25% off your ticket price at CineMagic.
10. Tour National Parks
Yosemite, Yellowstone, The Grand Canyon, Zion, The Everglades & More
With this amazing perk, over 62s can use their age advantage to score a serious discount at America’s National Parks.
It’s time to tour Yellowstone, senior citizens, you can get an annual pass for just $20 and a lifetime pass for $80. This pass gives seniors access to all 2,000 federal recreation sites, including National Forests and grasslands. You’ll be able to visit all of America’s parks through-out your retirement.
The cost of the pass covers your entrance-fee, camping, usage fees for a driver and all passengers. You can take the grandkids camping for free whenever you like. Enjoy wildlife, gorgeous scenery and some well-earned peace and quiet.
We can also help you get there, just check out these exclusive deals from Expedia including red hot daily deals for massive savings!
11. Eating Out
If you don’t feel like cooking be sure to turn to these places for good senior dining deals. From fast food to steak restaurants, our compiled restaurant list will definitely help you make your choice.
Keep in mind that deals may vary at participating locations and can change without notice.
- McDonald’s: discounts on coffee and beverages (55+)
- Whataburger: free drink with purchase of a meal, depending on location (55+)
- Wendy’s: give free coffee or other discounts depending on location
- Piccadilly Cafeteria – 10% discount with “Prime Time for Seniors” card
- IHOP – 10% discount (55+) and a menu for people aged 55 and over at participating locations
- Golden Corral: Senior discount varies by location
- Krispy Kreme Senior Discount: 10% off (50+) (age and discount varies depending on location)
- Perkins Restaurants: Fifty-Five Plus menu Offers special deals (55+)
- Subway: 10% off (60+) varies by location
- The Old Spaghetti Factory: Spaghetti Factory “Senior Menu” offers discounted list of menu items
- Uno Pizzaria & Grill: “Double Nickel Club” 25% off on Wednesday (55+)
- Sizzler: Offers “Honored Guest Menu” (60+) varies by location
- Papa John’s Senior Discount: check with your local stores (no standard senior discount policy)
- Old Country Buffet: Daily discounts for seniors (55+)
- Friendly’s Restaurants: 10% off meal w/ free coffee at breakfast or free small Sunday during non-breakfast hours
- Fazoli’s: Join “Club 62” for special senior menu items (62+)
- KFC: free small drink with any meal depending on location (55+)
- Country Kitchen: Great Senior Menu (55+)
- Burger King: 10% discount on purchase depending on location (60+)
12. Lower Your Utility Bills
It’s worth contacting your utility providers and municipal government about discounted rates for seniors. You could qualify based on age and/or financial need. For example, Georgia Power offers seniors 65 and older a discount of up to $18 on their metered service if they meet income qualifications, and the city of Chicago exempts homeowners 65-plus from sewer service charges if they apply for the discount.
BONUS #1: Get a FREE Asset Risk Report from Life and Legacy
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BONUS #2: Get Paid To Take Online Surveys
Let’s face it, a lot of us have a bit of extra time on our hands after we retire. What if you could get paid a little bit of extra pocket money just for taking a few online surveys? Would you do it? There’s a new website called Inbox Pays – Surveys that allows you to do just that. You provide them with a bit of information about yourself and they’ll match you up with to surveys that you can complete for big brands. You won’t make a ton of money doing this, but it could help pay for a few things every month and it’s easy to do.
BONUS #3: Cut the Landline Cord and Switch to magicJack
magicJackGO is the most affordable home phone replacement service that provides unlimited local & long distance phone calls to mobile phones and landlines in the US and Canada. All you need is high-speed Internet and any landline phone. magicJackGO also offers free international calling to any other magicJack number. Plus get magicJack’s FREE mobile companion app and set your home phone to ring simultaneously on your smartphone. Make reliable, clear calls with magicJack’s VoIP digital phone service at a fraction of the cost from other providers. On average customers save $381 per year when switching from their phone/cable company for home phone service. Visit magicJackGo for more information on the service and how it could be a simple, money saving solution for you!
We hope you have found 12 Discounts Seniors Didn’t Know They Could Get helpful!
You may also find this useful: 11 Things Homeowners Should Do Immediately To Save Money