There are many special discounts that are available to retirees. Seniors are offered discounts at most service providers, retailers, restaurants, parks, on public transport and at hotels. But you won’t get these discounts unless YOU ASK for them. This is why we have developed 18 Discounts Seniors Didn’t Know They Could Get.
Simply ask, “Do you offer a senior discount?” and see how much save. It costs nothing and the worst case scenario is that they say no. You’ll be able to save money every time you find yourself reaching for your wallet or purse. Here is a list of 18 Discounts Seniors Didn’t Know They Could Get them in 2019. Not only can you read about them here, you can click the links provided if you want to take advantage of these special discounts.
Here are 18 things to do immediately that will reduce your living expenses, home maintenance costs and allow you access to some exciting deals and experiences. You can read about them and click any of the links provided for more information. We now include new bonus tips at the bottom of the list! Feel free to comment below if you have any thoughts, feedback or discounts we haven’t included!
1. ADT Is Offering Seniors an $850+ Discount on a Home Security System for 50+
This money saving idea is also for senior homeowners, so if you’re a renter you can skip this one. Did you know that homes without security systems are 2.5 times more likely to be targeted by burglars and intruders? But installing a home alarm system isn’t just to stop burglars and intruders, it can also save you big money year after year. A house alarm will save you money on your homeowners insurance policy (which is generally mandatory if you own a home). In fact, on average installing a home alarm system will give homeowners a 10-20% discount on their insurance by having a high functioning home alarm system installed.
The good news is that these home alarm companies are pretty desperate for customers at the moment so you can get a good deal. For instance, one of the best alarm system companies – ADT is currently offering over $850 in free equipment plus a $100 Visa gift card with $99 Installation and purchase of monthly monitoring service. That means between the equipment, gift card and home insurance discount you basically get peace of mind and $1,100 in value.
It’s also really important seniors have a high functioning alarm system installed so that they can get medical aid in the case of a life threatening emergency, especially for those who live alone.
2. Protect Yourself When The Economy Collapses
Economists expect a 38% Stock Market Crash to Strike. Investing in gold and other precious metals is a way to avoid the stock market and other unpredictable activities from destroying your retirement account. Traditional paper money is affected by many things outside of our control, while gold is affected only by supply and demand. Stocks are uncertain. Secure Your IRA or 401(k) with Gold.
3. Save Money on Medicare By Learning How to Choose a Plan.
Medicare is a complex program, and incomplete information about it can lead to decisions that are financially detrimental. This free guide: “Making Sense of Medicare: The Medicare Basics Guide” presents an overview of Medicare to help you get started.
Includes information on:
- Medicare Parts A and B
- Medicare Advantage plans
- Help with Medicare Costs
- Additional Resources
4. NFL Sunday Ticket, 155+ Channels for $59.99/mo and great Internet and Cell Phone deals and plans from AT&T
How much is your cable bill a month?
How does $59.99 a month sound for 155+ channels, 3 months of premium channels at no cost, free equipment and free installation sound?
Big communication companies are battling it out for your business and that’s when you, the savvy consumer, can take advantage! We have worked to provide you with a few incredible and exclusive offers to our HomeownerOffers.com visitors. For a limited time, AT&T is offering $100 in Visa Rewards for every new phone line added. This can be for existing customers or new customers. Thinking of adding a new line? Now is the time! If you are with Verizon and want to switch your 4 phones to The Nation’s Largest & Most Reliable Network, you can get $400 in Visa Rewards!
This can save you thousands a year and provide you better service and reliability. No matter what it’s always a good idea to learn more and see what they can do for you. We have worked together to ensure a non-pushy, free consultation to evaluate your needs and try and find a solution that best suits you.
Do yourself a favor and visit the site for a clear understanding of all that is available, including the latest promotions!
5: Never Pay For Home Repairs Again
Many homeowners don’t have the extra cash to shell out for repairs when something in the house breaks. You most likely have homeowners insurance right? But what about if your washing machine of 10 years breaks down? Or your dryer just stops working one day? Homeowner insurance won’t cover those repairs. That’s why getting setup with a Home Warranty Program can actually end up saving you a lot of money in the long run.
You count on your dishwasher, refrigerator, heat and air every day. But eventually they will all die…and they could leave you with a huge bill that homeowner’s insurance won’t cover. Be sure components of your home systems and appliances are protected from covered breakdowns with our nationwide network of more than 14,000 contractors. After all, we’ve been helping to protect homes for over 45 years. Celebrate over 45 years of excellence with $45 off an American Home Shield Warranty.
6. Save on Life Insurance
Unfortunately, as our age increases so do our premiums for life insurance. In fact, typically the premium amount rises 8-10% for every year of age. For senior citizens, rising life insurance policy costs can add up significantly. Many senior citizens also have a hard time qualifying for a new policy once they reach a certain age. The best way to get the cheapest life insurance policy possible is to compare quotes from multiple carriers in much the same way you would do with car insurance, or cell phone plans. Luckily, there’s a new website called National Family Assurance that will automatically use your information to find you the best life insurance policy for your needs at much lower prices. $500,000 in coverage for as little as $1 a day – Approved up to age 85!
7. Negotiate A Better Mortgage Rate With HARP
If you’re a homeowner born before 1985 and you want to save yourself thousands of dollars this year, there’s a government program that you might be able to take advantage of called HARP. The Home Affordable Refinance Plan (HARP) could help hundreds of thousands of Americans reduce their monthly payments by as much as $3,500 in their first year. The program was set to expire in 2017 but has been extended to 2019 for the time being. In order to qualify for HARP you’ll need good or excellent credit, so if you don’t have a very good credit rating then this probably isn’t for you. If lowering your payments, paying off your mortgage faster, and having an extra $290 a month in HARP savings would help you, then this could be the easiest money savings tip you take. You can visit LendingTree Mortgage Refi to learn more information. Simply click the link, click on Refinance and answer the questions to the best of your ability.
8.Getting Cruise Deals
Carnival Cruises, Royal Caribbean, Costa Cruises, Cruise Direct, there are hundreds of amazing cruises at great prices to be found online.
Is there any better way to celebrate life than to venture out at sea? Cruises are wonderful with their all-inclusive travel options where you get to sit back, have a drink or two for free, soak up the midday sun and enjoy some high-class cuisine along with various live music performances.
Cruise lines offer a huge variety of discounts for senior citizens, and this includes some of the most well-known companies like Carnival Cruises and Royal Caribbean, offering exclusive deals to citizens over the age of 55. You will be able to get a cruise deal anywhere in the world, be it the Caribbean or even the icy Alaska. You can visit CruiseDirect to search all the major cruise lines. They will get you the best deal and allow you to search when, where and for how long you want to get-a-way!
9. Take a Trip to the Movies
AMC Theaters, Regal Cinemas, Alamo Drafthouse Cinemas & CineMagic
It’s lovely to visit the cinema every so often. Lots of theaters offer a senior discount too. AMC Theaters offer a generous 30% discount to over 60s. While Regal Cinemas are going one better and will give you 35% off if you are 60 and over. With the money you’re saving you can treat the grandchildren and get a bag of candies to eat while you all enjoy the movie.
Georgia Theater Company offer varying senior discounts, depending on location and showtime, so be sure to visit their website for more information. If you’re over 60, you can get into weekday shows before 2pm for $6 at Alamo Drafthouse Cinemas, get $1 or $2 off at B&B Theaters and $2 off all evening shows at Celebration Cinemas. Fridley Theaters offer a Bargain Day every Tuesday for all ages – why not take the grand kids?
And at Marcus Theaters seniors can watch matinees for just $5 on Fridays before 5:30 p.m. Showcase Cinemas offer discounted ticket price on Senior Wednesdays at all locations (except Showcase Superlux), and various discounts for popcorn and a soda. If you’re over 65, you can get a discount of between 10%-25% off your ticket price at CineMagic.
10. Tour National Parks
Yosemite, Yellowstone, The Grand Canyon, Zion, The Everglades & More
With this amazing perk, over 62s can use their age advantage to score a serious discount at America’s National Parks.
It’s time to tour Yellowstone, senior citizens, you can get an annual pass for just $20 and a lifetime pass for $80. This pass gives seniors access to all 2,000 federal recreation sites, including National Forests and grasslands. You’ll be able to visit all of America’s parks through-out your retirement.
The cost of the pass covers your entrance-fee, camping, usage fees for a driver and all passengers. You can take the grandkids camping for free whenever you like. Enjoy wildlife, gorgeous scenery and some well-earned peace and quiet.
11: Get Rid of Your Timeshare and Keep Cash in Your Pocket.
Are you paying for a timeshare vacation that you are not using? Year after year of fees add up to a pretty significant amount of money. Speak to a professional about safely and securely selling or renting your timeshare. Don’t let your timeshare burn through your wallet.
12. Eating Out
If you don’t feel like cooking be sure to turn to these places for good senior dining deals. From fast food to steak restaurants, our compiled restaurant list will definitely help you make your choice.
Keep in mind that deals may vary at participating locations and can change without notice.
- McDonald’s: discounts on coffee and beverages (55+)
- Whataburger: free drink with purchase of a meal, depending on location (55+)
- Wendy’s: give free coffee or other discounts depending on location
- Piccadilly Cafeteria – 10% discount with “Prime Time for Seniors” card
- IHOP – 10% discount (55+) and a menu for people aged 55 and over at participating locations
- Golden Corral: Senior discount varies by location
- Krispy Kreme Senior Discount: 10% off (50+) (age and discount varies depending on location)
- Perkins Restaurants: Fifty-Five Plus menu Offers special deals (55+)
- Subway: 10% off (60+) varies by location
- The Old Spaghetti Factory: Spaghetti Factory “Senior Menu” offers discounted list of menu items
- Uno Pizzaria & Grill: “Double Nickel Club” 25% off on Wednesday (55+)
- Sizzler: Offers “Honored Guest Menu” (60+) varies by location
- Papa John’s Senior Discount: check with your local stores (no standard senior discount policy)
- Old Country Buffet: Daily discounts for seniors (55+)
- Friendly’s Restaurants: 10% off meal w/ free coffee at breakfast or free small Sunday during non-breakfast hours
- Fazoli’s: Join “Club 62” for special senior menu items (62+)
- KFC: free small drink with any meal depending on location (55+)
- Country Kitchen: Great Senior Menu (55+)
- Burger King: 10% discount on purchase depending on location (60+)
13. Lower Your Utility Bills
It’s worth contacting your utility providers and municipal government about discounted rates for seniors. You could qualify based on age and/or financial need. For example, Georgia Power offers seniors 65 and older a discount of up to $18 on their metered service if they meet income qualifications, and the city of Chicago exempts homeowners 65-plus from sewer service charges if they apply for the discount.
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